Our Services
In the ongoing implementation of financial plans the Deschutes approach believes:- Our reputation is based on the satisfaction of our clients
- Implementation is the key element for successful financial planning
- Working with clients on an ongoing basis is necessary for success
- Our clients’ long-term success requires more than delivering a bound financial plan
- Insurance is a necessary and important tool but frequently overused
Too often, financial planning is treated as a one-time event. Families purchase a financial plan and later realize that they misunderstood instructions, forgot to accomplish key parts of the implementation, or encountered an unforeseen lifestyle change making the plan obsolete.
We believe that the vast majority of households are best served by planners who are compensated on an ongoing basis and who implement, service, monitor and update the financial plan regularly. We do not treat a financial plan as a static document.
Instead, we approach planning as a framework that helps you make wise decisions for the future. Likewise, your financial plan must constantly evolve with your ever changing life. As we work with you over the years you will understand how changes in your life and decisions you make will affect your future.
Our clients receive:
- Advice and empowerment to make good investment decisions
- Constant dissuasion from making poor investment decisions
- Updates of their financial plans as often as is necessary
- Risk management recommendations including life, disability, long-term care insurance
- Annual & quarterly performance and plan progress reporting
- Ongoing education concerning basic principles of finance
Investments are nothing more than a tool that helps make the financial plan a reality.
“A goal without a plan is just a wish”